Are you tired of navigating the complexities of modern finance alone? Kirtland Federal Credit Union, with its deep roots in Albuquerque, New Mexico, offers a comprehensive suite of services designed to empower you on your financial journey, providing a trusted partnership every step of the way.

Established with a commitment to serving its members, Kirtland Federal Credit Union (KFCU) stands as a pillar of financial stability and community support. Founded in January, the credit union has steadily grown, now boasting assets in the amount of $675,275,339. This growth reflects not only its financial success but also the trust and confidence placed in it by its members. KFCU operates with the core philosophy of putting its members first, a principle that underpins its commitment to providing exceptional financial services.

Kirtland Federal Credit Union is headquartered in Albuquerque, NM, and currently operates 9 branches to make quality financial services accessible to everyone. The credit union offers a variety of services, including banking, loans, and personalized financial guidance. KFCU is dedicated to fostering the financial independence of its members, a mission that is evident in its comprehensive banking services, competitive rates, personalized service, and expert guidance in all aspects of members' financial lives. Whether youre looking to purchase a car, a home, or plan for retirement, KFCU aims to help you achieve your goals with competitive rates and personal service.

Feature	Details
Name	Kirtland Federal Credit Union (KFCU)
Headquarters	Albuquerque, New Mexico
Founded	January
Assets	$675,275,339
Branches	9
Services Offered	Banking, Loans, Financial Guidance
Membership Eligibility	Military, including NM National Guard and Reserve, who have ever been served by Kirtland Air Force Base (KAFB) Contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Members and employees of partner organizations throughout Albuquerque
Mission	Empowering the financial independence of its members with comprehensive banking services, great rates, personalized service, and expert guidance.
Core Values	Trustworthiness, Respect, Responsibility, Fairness, Caring, Citizenship
Online Banking	24/7 Availability
ATM Access	Free ATMs nationwide, and convenient branches throughout Albuquerque

For more information, visit the official website: Kirtland Federal Credit Union.

Kirtland Federal Credit Union distinguishes itself through its dedication to accessibility and convenience. With branches strategically located throughout Albuquerque, members are never far from the services they need. Furthermore, the availability of free ATMs nationwide underscores KFCU's commitment to making your money readily available whenever and wherever you need it.

Beyond brick-and-mortar locations, KFCU provides comprehensive digital banking solutions. Members can access their accounts and manage their finances 24/7 through online banking. A friendly member contact center is always available to answer questions and provide support. KFCU also offers the convenience of reordering checks online, by phone, or at any of its Albuquerque branch locations.

Kirtland Federal Credit Union takes pride in supporting the educational aspirations of its members. The 2025 scholarship program, though the online application submissions are currently closed, is a testament to the credit union's dedication to investing in the future. Each year, Kirtland FCU is proud to help deserving high school graduates with a scholarship to support their educational endeavors.

The credit union's commitment extends beyond traditional banking services. Whether you are seeking a loan with fixed payments and a fixed interest rate or a line of credit with a variable interest rate, Kirtland FCU offers tailored solutions to meet your financial needs. For those looking to purchase a vehicle, KFCU provides financing options for new cars, trucks, boats, RVs, and motorcycles. "A lower rate means a lower paymentget going for less!" The credit unions services are designed to help members achieve their financial goals, from purchasing a home to planning for retirement.

Kirtland Federal Credit Union emphasizes the importance of financial security and offers tools to help members manage their finances effectively. Members are encouraged to review their account balances and compare them with their December 2022 statements. For assistance with member verifications, KFCU has engaged Forvis, LLP (attn: Jeff Rosno, 1801 California Street, Ste. 2900, Denver, CO 80202).

Kirtland Federal Credit Union recognizes the critical role of trust and transparency in the financial services sector. The 2019 annual report underscores the core values of trustworthiness, respect, responsibility, fairness, caring, and citizenship. These values are at the heart of KFCUs vision of being recognized by its members as their most trusted financial partner.

The credit union provides links to third-party sites for convenience, but it does not manage the operation, content, or any links contained within those external websites. This approach ensures members can access a wealth of information while maintaining a clear understanding of the scope of services provided by Kirtland Federal Credit Union.

Kirtland Federal Credit Union is a community-focused financial institution that has been serving the Albuquerque area since 1958, growing from its initial establishment to now operating 9 branches across the Albuquerque area. The credit union remains committed to expanding its reach and providing quality financial services accessible to everyone. Kirtland Federal Credit Union continues to be a vital part of the financial landscape, empowering its members with a full spectrum of banking solutions.

Membership at Kirtland Federal Credit Union is open to a wide range of individuals and organizations. Eligibility includes:

Military personnel, including the New Mexico National Guard and Reserve, who have ever been served by Kirtland Air Force Base (KAFB).
Contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S.
Members and employees of partner organizations throughout Albuquerque.

If you're considering joining a credit union, Kirtland FCU offers a compelling value proposition. By becoming a member, you gain access to comprehensive banking services, including a variety of savings accounts with no monthly maintenance fees. The credit union is committed to delivering personalized service and expert guidance to assist members in all aspects of their financial lives.

Kirtland Federal Credit Union's commitment to its members is reflected in its investment in technology, including 24/7 online banking. To reorder checks, members can conveniently log in to online banking, select the additional services tab, and then click reorder checks. Alternatively, members can contact the member service representatives or visit any of the convenient Albuquerque locations.

For those seeking financial assistance, the credit union offers a diverse array of loan products, including options for new and used vehicles, homes, and other needs. With competitive rates and a focus on personalized service, Kirtland Federal Credit Union stands ready to help members achieve their financial goals.

The credit union offers various services, including a credit union locator, which assists prospective members in finding the nearest branch or ATM. This demonstrates the commitment to providing accessible financial services throughout the Albuquerque area. Additionally, there is an online help system to assist members with navigating the features and functionalities of online banking.

In a rapidly evolving financial landscape, Kirtland Federal Credit Union remains steadfast in its mission to provide financial solutions that meet the needs of its diverse membership base. Whether you're planning for the future, managing daily finances, or seeking expert financial advice, Kirtland Federal Credit Union is ready to partner with you.