Are you tired of the banking runaround and yearning for a financial partner that truly puts your needs first? Allsouth Federal Credit Union isn't just a bank; it's a commitment to member success, offering a suite of services designed to simplify your financial life and empower your goals.

Navigating the world of personal finance can feel like traversing a maze. From safeguarding your hard-earned money to planning for the future, the decisions can seem overwhelming. Allsouth Federal Credit Union aims to alleviate this burden, offering a comprehensive approach to financial well-being. With a focus on member satisfaction and a robust array of services, Allsouth strives to be the financial partner you can trust.

Established in 1960, Allsouth Federal Credit Union has grown to become a trusted institution in Columbia, South Carolina, and the surrounding areas. With a steadfast commitment to its members, Allsouth offers a range of services, from basic banking to specialized loan products, all designed to meet the diverse needs of its clientele. Their commitment to security, convenience, and community involvement distinguishes them in the financial landscape.

At the heart of Allsouth's mission is a dedication to providing accessible and reliable financial services. They offer a variety of accounts, competitive rates, and convenient options for managing your money, all while prioritizing the safety and security of your personal information. This unwavering focus on the member experience is the cornerstone of their success.

Whether you're a long-time member or considering joining the Allsouth family, here's a deeper look at what this credit union has to offer.

Feature	Details
Name	Allsouth Federal Credit Union
Established	1960
Headquarters	Columbia, South Carolina
Routing Number	253279031
Branches	1
ATMs	23
Membership	Open to individuals in the midlands of South Carolina
Services	Checking Accounts, Savings Accounts, Business Credit Cards, Loans (Auto, Mortgage, Personal), Online and Mobile Banking, Estatements, Mobile Deposit, Zelle
Insurance	Federally insured by the National Credit Union Administration (NCUA) up to $250,000 per member
Assets	Over $1.3 billion
Members	Over 119,400
Official Website	Allsouth Federal Credit Union

One of the primary concerns for any financial institution's customers is the safety of their funds and personal information. Allsouth addresses this head-on with robust security measures and a commitment to protecting its members. All deposit accounts are insured up to $250,000 per credit union member through the National Credit Union Administration (NCUA), an agency of the federal government. This insurance provides peace of mind, knowing that your deposits are protected.

Beyond deposit insurance, Allsouth emphasizes the importance of safeguarding personal information. They make it a priority to keep your data safe and secure. Recognizing the increasing threat of cybercrime and identity theft, Allsouth offers resources and provides advice on how members can protect themselves.

In today's fast-paced world, convenience is key. Allsouth understands this and offers a variety of ways to manage your finances, including online and mobile banking. With these tools, you can access your accounts, make transfers, pay bills, and monitor your transactions from anywhere. The Allsouth mobile banking app also offers features like mobile deposit, allowing you to deposit checks remotely, saving you time and the hassle of visiting a branch.

Members can easily make loan payments through their online and mobile banking platforms, streamlining the process. For those seeking to send and receive money quickly and securely, Allsouth provides Zelle through its mobile banking app and online banking. Zelle enables users to transfer funds directly between bank accounts, making it a convenient option for various payment needs.

The commitment to member convenience extends to loan services. Allsouth provides multiple ways to make loan payments. You can pay your loan online using online and mobile banking, or through their online payment service. These options offer flexibility and ease of use, allowing you to manage your loan payments on your schedule. It's also important to remember that payments made after 7:00 pm EST using the online payment service will be processed the next business day, ensuring efficient transaction handling.

In the unfortunate event of a lost or stolen credit card, Allsouth offers 24-hour support to assist members. You can report the incident immediately by calling their dedicated support line. This round-the-clock availability is a testament to their commitment to member service, providing peace of mind knowing help is always available when you need it.

Allsouth offers a variety of loan products, including options for auto loans, mortgages, and other personal loans. Auto loan options provide flexibility with 100% financing, low rates, and terms up to 84 months. Allsouth provides a range of services to the community.

For businesses, Allsouth offers options to support your everyday banking needs with business credit cards, savings accounts, and checking accounts. Their aim is to provide the financial tools needed for businesses to thrive.

With estatements, members can access their statements online, check images, important notices, and tax documents, ensuring easy access to important financial information.

Allsouth has a convenient routing number (253279031) for direct deposits and automatic payments, making it easy to set up these essential financial functions.

Joining Allsouth Federal Credit Union is straightforward. The credit union welcomes the opportunity to serve you and your family. Becoming a member unlocks access to their array of financial products and services.

Understanding the details of how these services work is crucial for making the most of your Allsouth membership. For example, the online payment service has specific guidelines: a $10.00 service charge applies for each use of the service if you're a guest, and the maximum payment amounts are $2,000 for mortgages and $1,500 for other loans. Payments exceeding these limits cannot be processed through the online payment service.

The ability to add external accounts to your online and mobile banking platform is another key feature. This allows you to manage your money more efficiently by transferring funds between accounts held at different financial institutions. This feature enhances convenience and control, offering a consolidated view of your financial picture.

Allsouth consistently strives to improve its services. The credit union welcomes feedback, as demonstrated by positive reviews, to shape their offerings. Allsouth aims to meet the changing needs of its members and to provide a seamless and user-friendly experience. They recognize the importance of an accessible and reliable online banking service.

In essence, Allsouth Federal Credit Union is more than just a financial institution; it's a partner committed to the financial well-being of its members. Through a combination of secure services, convenient access, and a dedication to personalized assistance, Allsouth provides the tools and support needed to navigate the financial landscape with confidence. They stand by their commitment to serving the Midlands of South Carolina.

The credit unions commitment to member service is a key component of its identity. The dedication to the members needs and the emphasis on accessible financial solutions is what makes Allsouth a trusted resource for those seeking a reliable financial partner. Their presence in Columbia, South Carolina, with a network of branches and ATMs, ensures that they are readily available to serve their community. This is especially important to the people of the nine counties the credit union serves in the midlands of South Carolina.